We help Australian SMSF Trustees borrow money to buy Residential and Commercial Property through their SMSF.
At My Super Loan, we only care about one thing… that you go through the right lending process to purchase your property through your SMSF.
Are you a Self-Managed Super Fund Trustee? Have you been looking at the prospect of buying Residential or Commercial Property through your Self-Managed Super Fund?
We help Australian SMSF Trustees buy Residential and Commercial Property through their Self-Managed Super Fund to maximise their chance of hitting retirement age with a healthy bank balance and a more secure future… without having to rely on their pension to get by into retirement.
Whether you’re ready to buy now or you’re just looking to learn more about the process, we’re here to help. Scroll down to read our FAQ, and if you have any questions or you’re ready to get started, click here.
Learn how an SMSF loan works:
Here’s what others have said:
Jonathan and his team organised a very difficult loan with us and managed our expectations all the way - thank goodness otherwise we would have never been able to do this ourselves!
The advisers at My Super Loan have helped us in the past obtain a Super loan in remote QLD. There support was tremendous
What you need to know:
First, you need to be a Trustee for an existing Self-Managed Super Fund.
If you are, then applying is easy – it follows the typical loan application process, and you just need to be able to demonstrate that you can service the loan.
The loan works by opening an additional structure alongside your existing SMSF, with a new company and a trust. The loans are limited recourse – so that if the loan defaults, creditors can not access other assets of the SMSF.
Nope. In fact, you’re not allowed to secure the loan against any of your assets – both inside and outside of your SMSF. You just need to be able to provide a cash deposit from your SMSF balance of at least 20%.
You are allowed to borrow from $50,000 upwards, to a certain LVR limit. The limit is typically no more than 80% of the purchase price.
Interest rates vary depending on the loan size and the LVR. You can expect interest rates from as low as 4.79%.
The benefits are tremendous and the ability to leverage your SMSF with the aim of long term growth of your superannuation assets is phenomenal. Like acquiring any asset the normal investment process should be undertaken.
We recommend that all of our clients consult with their financial planner before buying property – or any asset – through their SMSF. If you don’t have one, we’d be happy to refer you to someone in our network.
Unfortunately, we are not in the position to be able to help you establish an SMSF. We can only help those who already have an SMSF.
Are you ready to get started?
Simply pick your option below to kick-start the application process.